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How to choose the right FTN line for your business project

A guide to differentiate FTN 2026 lines and avoid placing a good project in the wrong fit from the start.

Updated: April 20269 min read

6 líneas

Con lógicas distintas

Encaje

Antes que intensidad

Mejor relato

Si eliges bien desde el inicio

Executive summary

Many companies approach FTN asking how much support they could get, when the previous question should be different: which line the project really fits.

The right decision depends on the project's core: investment, employment creation, strategic change, cooperation, entrepreneurship or applied innovation.

How to think about line fit

  • If the project's centre is investment in assets, the logic usually points to Line 1.
  • If the main impact is new jobs, Line 2 deserves a close look.
  • If the key issue is opening a new opportunity or transforming activity, Line 3 may fit better.
  • If the project is rooted in cooperation, entrepreneurship or applied innovation, the fit changes completely.

Questions that help you decide better

What creates the main value?

It is not the same for a project to need investment as for investment to be the project core.

Which spend matters most?

Spend structure often gives the clearest clues.

What outcome do you need to justify?

The final narrative must match what the line expects to evaluate.

What should be avoided

  • Choosing the line only because of apparent aid intensity.
  • Forcing a hybrid project into a line that does not match its real core.
  • Drafting the file without aligning goals, spend and expected outcomes.
  • Discovering the mismatch too late.

The right line improves both the narrative and competitiveness

When the project sits in the right line, everything aligns better: the memo, the budget, the impact and the evaluation logic.

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