The short answer
A creditor in invoicing is a due-date record distinct from the commercial supplier: history, payment dates and a fit with treasury. It is not who issues your usual purchase invoice.
Anyone searching for “creditor due dates” or “creditors vs suppliers” usually has rent, fees and loose payments mixed with incoming invoices. The work is to keep the two lists apart so Friday does not pay twice or miss one.
Vacly Facturación is priced in Soles, pay-as-you-go. 15-day trial. The record does not execute the payment and it does not file anything with the AEAT.
What is a creditor (and how does it differ from a supplier)?
The creditor is who you owe a due date that does not come from the usual commercial purchase invoice. The supplier bills habitual goods or services; the creditor covers the other debts you still have to follow.
- Creditor record: a name, a due date and a history. Not an alias of the supplier.
- Commercial supplier: tax ID, incoming invoices and payments of those invoices. That is another screen.
- If you mix the two lists, input VAT and the office rent are treated the same. They are not.
- For the SME: see what falls due outside incoming invoices. For the advisory firm: the same rule across clients.
- It does not certify the creditor and it does not register them with the AEAT. It is a working record.
Which due dates does the creditor cover?
Creditor due dates are the ones you do not want to lose on a personal calendar or in the building-manager’s chat.
- Payment dates anchored to the record. A due date with no owner is a miss.
- History: what was owed and what was closed. Not a note that disappears when you pay.
- We do not claim specific contract types or a recalculation engine here. The product leaves a record, due dates and a history.
- The supplier still has its own incoming-invoice due dates. Do not move them to this list “just in case”.
- Checking the date remains yours. The record does not “certify” that the due date is correct.
What does the fit with treasury mean?
Seeing the due date is not paying it. Fitting with treasury means the date exists where cash is watched, not that this screen is the bank.
The record shows the due date
Who, how much and when. Without a record, treasury guesses.
A fit, not execution
Facturación links the due date. We do not claim it pays, reconciles the statement or replaces the Banks module.
One list, two owners
Whoever invoices and whoever watches cash see the same creditor. Two spreadsheets is a duplicate payment or a missed one.
What does this record not do (and should not sell you)?
Creditor is not a magic accounting word. It is a list of non-trade due dates.
- It does not replace the supplier directory or incoming invoices.
- It is not the sales customer and it is not the company expense with a photo.
- It does not file returns with the AEAT and it is not a certified billing system.
- It is not treasury: it fits with it. Banks is another module.
- Facturación is priced in Soles, pay-as-you-go. The trial is 15 days.
FAQ
How does a creditor differ from a supplier?
The supplier is commercial: they issue a purchase invoice, with a tax ID and incoming invoices. The creditor covers distinct due dates (a payment that does not come from that usual invoice). They are different screens.
What is the creditor record for?
To stop losing due dates that are not on incoming invoices: history, dates and a fit with treasury.
Does Vacly pay the creditor for me?
No. It fits the due date with treasury. Executing the payment is the bank or the Banks module; we do not treat that as automatic here.
Can I put the supplier in as a creditor?
That is not the design. The supplier has its directory and its incoming invoices. Mixing the lists is the problem this screen avoids.
Does this file anything with the AEAT?
No. It is a record, due dates and a history. It is not a certified system and it is not a tax-agency send.
What does it cost and how do we try it?
Facturación is priced in Soles, pay-as-you-go. The trial is 15 days.
How Vacly Facturación handles this
[Vacly creditors](/producto/facturacion/acreedores) have a record, due dates, history and a fit with treasury. They are distinct from commercial [suppliers](/producto/facturacion/proveedores). It is part of the [Facturación module](/producto/facturacion), together with invoices, quotes, company expenses and customers. Priced in Soles, pay-as-you-go. It does not file with the AEAT and it does not execute the payment. 15-day trial.